Built for insurers, Immediator transforms claim evaluation from intuition to intelligence. PRISM® provides a neutral readiness signal that helps adjusters identify when both sides are aligned enough to settle — before unnecessary defense costs accumulate.
The industry’s first readiness signal designed for claims efficiency and defensible negotiation timing.
Most cases settle.
Too few settle soon enough
Every claims adjuster manages hundreds of active files, each one demanding judgment on when to engage defense counsel to negotiate. Timing decisions often depend on gut instinct or defense counsel recommendations — leading to delays, rising costs, and missed opportunities for early resolution.
PRISM® helps adjusters move from reaction to prediction — so the right cases move at the right time.
Average time to settlement
0+
Cases never reach trial
0%
Average active cases per adjuster
0 months
PRISM® helps adjusters move from reaction to prediction — so the right cases move at the right time.
A readiness
signal built
for the realities of claims
PRISM® analyzes structured case inputs — liability, injury severity, venue, damages, and policy limits — to identify when both sides are likely ready to negotiate.
The result: a single, objective readiness score that empowers adjusters to make defensible timing decisions, allocate counsel efficiently, and reduce litigation costs.
PRISM® fits naturally into your existing claims process.
Spot Ready Cases
Review PRISM® scores across your portfolio to pinpoint cases that are statistically ripe for negotiation, allowing you to prioritize early resolution.
Review PRISM® scores across your portfolio to pinpoint cases that are statistically ripe for negotiation, allowing you to prioritize early resolution.
Direct Defense Counsel
Send data-backed timing signals to defense teams, so negotiation strategy aligns with readiness — not guesswork.
Send data-backed timing signals to defense teams, so negotiation strategy aligns with readiness — not guesswork.
Prove Efficiency Gains
Track portfolio metrics showing reduced defense spend, improved cycle times, and faster case resolution. Generate defensible reports for audit and management review.
Track portfolio metrics showing reduced defense spend, improved cycle times, and faster case resolution. Generate defensible reports for audit and management review.
From individual signals to
portfolio insight
PRISM® doesn’t just inform individual case decisions — it helps claims leadership manage portfolios strategically.
Aggregated readiness data reveals patterns by region, claim type, and counsel performance — turning settlement timing into a measurable, reportable efficiency metric.
PRISM® delivers a portfolio-wide view of negotiation readiness — helping carriers anticipate outcomes, allocate resources, and demonstrate measurable results.
90%
25%
75%
50%
Confidential
by design
Each party enters structured data independently and securely. Immediator encrypts all
inputs behind a digital firewall, ensuring no cross-party visibility and full preservation of attorney-client privilege.
All data is secured through TLS 1.3 and AES-256 encryption, multi-factor authentication, and role-based access controls aligned with SOC 2 Type II standards (in progress).
SOC2
AES-256
TLS 1.3
Privilege Protected
Role-Based
Access
The data
advantage
for claims efficiency
By surfacing settlement readiness earlier, PRISM® helps insurers reduce litigation waste
and accelerate resolutions.
Adjusters gain clarity, leadership gains visibility, and carriers gain measurable savings
across their portfolio.
Average time-to-settlement
Defense fee spend
Negotiation efficiency rate
PRISM® gives claims teams the confidence to close cases when the
data — not the calendar — says it’s time.